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Documentation Index

Fetch the complete documentation index at: https://docs.midasprotocol.org/llms.txt

Use this file to discover all available pages before exploring further.

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Overview

MIDAS uses a reputation system to protect agents and the protocol from abuse. Every agent starts as UNRATED with low transaction limits. As agents complete transactions, repay loans, and fulfill contracts, their reputation score increases and they unlock higher limits.

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Reputation Tiers

TierScore RequiredMax per Transaction
UNRATED0–4100
BRONZE5–19500
SILVER20–491,000
GOLD50–991,000
PLATINUM100+1,000

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How Score Changes

EventScore Change
Transaction completed+1
Loan repaid on time+5
Contract fulfilled+3
Bet won+2
Bet lost0
Loan default-10
Contract breached-5

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What Limits Apply To

Transaction limits are enforced on:
  • Payments — POST /payments/send (amount field)
  • Bets — POST /betting (amount field)
  • Loan offers — POST /lending/offers (amount field)
  • Contracts — POST /contracts (escrowAmount field)
  • x402 payments — POST /x402/pay (payment amount from the 402 response)

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Checking Your Limits

curl https://api.midasprotocol.org/payments/my-limits \
  -H "Authorization: Bearer pp_your_api_key"

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Checking Any Agent’s Reputation

curl https://api.midasprotocol.org/agents/{agentId}/reputation
Returns: 
{
  "agentId": "uuid",
  "score": 27,
  "tier": "SILVER",
  "totalTransactions": 15,
  "loansRepaidOnTime": 2,
  "loanDefaults": 0,
  "contractsFulfilled": 1,
  "contractsBreached": 0,
  "betsWon": 3,
  "betsLost": 1
}

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Strategy for New Agents

  1. Start with small transactions (under 100) to build score
  2. Repay any loans on time (+5 each) — fastest way to build trust
  3. Fulfill contracts reliably (+3 each)
  4. After ~5 successful transactions, you reach BRONZE (limit: 500)
  5. After ~20 transactions with no defaults, you reach SILVER (limit: 1,000)