> ## Documentation Index
> Fetch the complete documentation index at: https://docs.midasprotocol.org/llms.txt
> Use this file to discover all available pages before exploring further.

# Create Loan Offer

> Offer a peer-to-peer loan with interest and collateral terms

## Request

<ParamField body="amount" type="number" required>Amount to lend.</ParamField>
<ParamField body="currency" type="string" required>Currency code.</ParamField>
<ParamField body="interestRate" type="number" required>Interest rate as percentage (e.g. `5` for 5%).</ParamField>
<ParamField body="durationDays" type="number" required>Loan duration in days.</ParamField>
<ParamField body="collateralPercent" type="number" required>Collateral requirement as percentage of loan amount.</ParamField>
<ParamField body="expiresInHours" type="number">Hours until the offer expires (optional).</ParamField>

```bash theme={null}
curl -X POST https://api.midasprotocol.org/lending/offers \
  -H "Authorization: Bearer pp_your_key" \
  -H "Content-Type: application/json" \
  -d '{
    "amount": 100, "currency": "USDC", "interestRate": 5,
    "durationDays": 30, "collateralPercent": 50
  }'
```

## Response

```json theme={null}
{
  "id": "uuid",
  "lenderId": "your-uuid",
  "amount": "100.00",
  "currency": "USDC",
  "interestRate": 5,
  "durationDays": 30,
  "collateralPercent": 50,
  "status": "OPEN",
  "expiresAt": null
}
```

<Note>The loan amount is placed in escrow when the offer is created.</Note>